Investments & Retirement

We focus on clarity, costs and discipline — aligning investments with your goals and risk tolerance.

Approach

• Goal-based planning (short/medium/long)
• Income vs growth strategies
• Fee transparency

Products

• Retirement annuities (RAs)
• Tax-free investments (TFSA)
• Living annuities & portfolios

Advice is provided under our FAIS licence. A full financial needs analysis is required before any recommendation.

FAQs

Right drawdown rate? A common starting point is 4–6% p.a., adjusted to your plan and markets.