Business Insurance

Business Insurance

Safeguard your balance sheet with sector-savvy advice and a brokered approach that balances cost and resilience.

Core covers

  • Property & Business Interruption — fire, theft, machinery breakdown, load-shedding impacts
  • Liability — Public/Product Liability, Directors & Officers
  • Cyber — incident response, forensics, data restoration, regulatory, business interruption
  • Fleet & Motor Traders — mixed fleets, driver risk management
  • Engineering & Marine — plant all-risk, contractors’ all-risk, transit

By sector

  • Retail & Hospitality: stock deterioration, money, fidelity, premises liability
  • Professional Services: Cyber, portable electronics, data
  • Manufacturing: machinery breakdown, BI, transit, product liability & recall

Our process

Discovery → Risk mapping → Market placement → Recommendation → Implementation → Reviews & claims advocacy

Book a business review

FAQs

D&O vs PI? D&O protects directors for management decisions; PI protects professionals against negligent advice/services.

Cyber coverage? First-party costs, third-party liability, regulatory, forensics & BI typically included.