Personal Insurance
Protect what matters with cover that fits the way you live — and a broker who fights your corner when it’s time to claim.
Car insurance
- Comprehensive • Third-party, fire & theft • Windscreen
- Excess: We model the premium vs excess trade-off to match cashflow.
- Add-ons: Car hire class upgrades, sound systems, cross-border cover.
Home contents
- New-for-old replacement • Security requirements • Power-surge protection
- All-risk for portable items (phones, laptops, jewellery) — specified & unspecified limits
Buildings
- Replacement-cost valuations • Geyser & plumbing • Lightning & surge • Boundary walls & solar
Personal liability
Essential cover if you unintentionally cause injury or property damage to others.
How we help
- Short discovery call
- Market options from leading providers
- Clear recommendation with choices
- Annual review & claims advocacy
FAQs
What excess should I choose? Higher excess lowers premiums but increases out-of-pocket costs when claiming.
Home contents vs all-risk? Contents covers items inside the home; all-risk covers portable valuables worldwide.